Can I get credit?

The amount you can borrow depends on your personal circumstances, including your income, credit history, and affordability. Use our Deal Builder tool to customise your deal and get an instant estimate of the amount you would like to borrow. Alternatively, speak to our team for a free, no-obligation quote.

We offer Hire Purchase (HP) and Personal Contract Purchase (PCP) finance options, giving you flexibility. Whether you want to own the car outright or keep your monthly payments low, we’ll help you choose the best plan.

Car finance allows you to spread the cost of your car over affordable monthly payments. At Motor Range, we offer two main options:

• HP (Hire Purchase): Pay a deposit (or choose a zero-deposit option), followed by fixed monthly payments. Once all payments are made, the car is yours.
• PCP (Personal Contract Purchase): Enjoy lower monthly payments with a final balloon payment if you choose to keep the car, or you can return it or upgrade to a new one.

Use our Deal Builder tool to customise your finance plan and find the best option for you!

Not necessarily! We offer zero-deposit finance options, so you can spread the full cost of the car into affordable monthly payments. Speak to our team to find the best deal for you.

Absolutely! We offer competitive part-exchange valuations that you can use as a deposit towards your next car - even if your current car is still on finance. Enter your reg number on our website for a free valuation or visit us for an instant offer. We’ll help you settle any outstanding balance and put the value of your car towards your new deal

Arranging finance is quick and easy! You can start with a free soft search, which won’t affect your credit score, to see what options you’re eligible for. Or use our Deal Builder tool to customise your finance plan, choose your deposit, adjust your term, and arrange your finance online. You can also visit us in-store or call our team for expert guidance.

Most finance applications are approved within minutes! Once approved, you can drive away in your new car as soon as the paperwork is completed.

Yes! You can settle your finance early. Most lenders allow you to pay off your agreement at any time, and you may be entitled to a rebate on interest depending on the lender’s terms.

Typically, you’ll need:

• Proof of ID (e.g. passport or driving licence)
• Proof of income (e.g. recent payslips or bank statements)
• Proof of address (e.g. utility bill or bank statement)

Our finance team will let you know exactly what’s needed when you arrange your finance.

APR (Annual Percentage Rate) represents the total cost of your car finance, including interest and fees, expressed as a percentage. A lower APR means a lower overall cost. At Motor Range, we offer competitive APRs to help you find a deal that suits your budget.

Yes! At Motor Range, we work with a wide range of lenders to help customers secure finance, even if you have bad credit or have been refused credit in the past. Our team will find the best options for your circumstances, so you can drive away in a quality used car with a payment plan that suits your budget.

• Wide selection of quality used cars at competitive prices
• Flexible finance options tailored to your budget
• Quick approval process
• No deposit options available
• Expert advice from our friendly team

Let us help you find your perfect car with a finance deal that works for you!